Your Next Machine May Be Closer Than You Think.
Multiple ways to finance. Multiple ways to pay. One goal: get you producing. Whether you're launching your first business or scaling an established shop, PrintDirect US can help you find a payment path that fits your next move.
Where Are You in Your Business Journey?
Start with your situation. We will show you the financing paths that may make the most sense without making you sort through financial jargon first.
I'm Starting a Business
Building your first embroidery or printing business? You may have financing options even if your business is new.
- Personal financing options
- Startup-friendly programs
- Lease-to-own options
- Checkout installment options
I'm Growing My Business
Need another machine, additional heads or more production capacity? Financing can help preserve cash while you scale.
- Business equipment financing
- Lease-to-own programs
- Higher purchase amounts through select lenders
- Multiple financing partners
I'm Ready to Buy
Know what you want already? Choose from financing, installment providers, digital wallets, cards and supported split-payment arrangements.
- Synchrony Sewing & More
- Shop Pay with Affirm
- Klarna and Afterpay
- PayPal, Apple Pay, Google Pay and cards
Don't Know Which Application to Use?
Tell us what equipment you're interested in and where you are in your business journey. We'll help you identify which financing path is worth exploring.
Choose Your Financing Partner.
Different customers need different financing. Explore the options below or contact us before applying if you would like help choosing a starting point.
Synchrony Sewing & More
Our preferred industry financing option for qualifying customers looking for a well-known consumer financing program designed for sewing, embroidery and related equipment purchases.
- Promotional financing may be available
- Current guideline: 650+ credit score
- Dedicated online application
- Use qualifying available Synchrony credit
- National financing provider
ClickLease
- Startup and side-hustle friendly
- Current guideline: 550+
- Soft credit inquiry
- Fast approval process
- 12 to 60 month terms listed
QuickSpark Financial
- Fast approval process
- Current guideline: 550+
- Soft credit inquiry
- Small and medium business focused
- Streamlined online application
MMP Capital
- Graphic arts and printing industry programs
- Current guideline: 600+
- Business and personal options listed
- Startup-friendly programs
- Additional business funding programs
Geneva Capital
- Dedicated PrintDirect US application
- Current guideline: 600+
- Startup-friendly programs listed
- Multiple term options
- Equipment payment estimator available
Beacon Hill Funding
- Equipment financing programs
- Current guideline: 600+
- Financing up to $250,000 listed
- Flexible term lengths
- Startup-friendly programs listed
Financing Isn't the Only Way to Pay.
PrintDirect US supports multiple checkout payment options for equipment, accessories and supplies. Depending on eligibility, you may be able to use installment providers, digital wallets, traditional cards or other supported payment methods.
Compare Your Financing Paths.
A quick starting point for understanding which type of financing may fit your situation.
| Financing Type | Typical Terms | Ownership | Best For | EIN | Credit Type | Guideline |
|---|---|---|---|---|---|---|
| Personal Financing | 6 to 60 months | Yes | Individuals, side hustlers & startups | Not always | Personal | 550+ |
| Business Financing | 12 to 60 months | Varies | Growing & established businesses | Generally | Business / guarantor | 600+ |
| Lease-to-Own | 12 to 60 months | After qualifying term | Startups & flexible budgets | Program dependent | Mixed | 550+ |
Personal or Business Financing?
Neither option is automatically better. The right path depends on where you are today.
Personal Financing
If you're launching a side hustle, working from home, purchasing before establishing business credit or simply buying as an individual, personal financing may provide an easier starting point. Qualification depends on the specific provider and program.
Business Financing & Leasing
If you're operating an established business or adding production capacity, business financing or leasing may help you preserve working capital while investing in equipment. Certain providers may also support larger purchase amounts.
Questions Before You Apply?
Here are the answers customers usually need before taking the next step.
Do I need an established business to qualify?
Does applying affect my credit?
How quickly can I receive a decision?
Can I use Synchrony Sewing & More?
Can financing include accessories, software or upgrades?
Can I split my purchase between multiple payment methods?
Can I use Apple Pay, Google Pay or PayPal?
What if one lender does not approve me?
Which is better, personal financing or business financing?
Financing is provided by third-party financing companies and is subject to provider approval, eligibility requirements and applicable terms. Rates, promotional financing, credit guidelines, payment amounts and program availability may change. Credit score figures shown are general guidelines and do not guarantee approval. PrintDirect US does not make credit decisions. Checkout payment methods and installment options are subject to provider eligibility and availability. Review all applicable provider disclosures before applying or completing a transaction.
Stop Waiting on the Machine That Could Grow Your Business.
Explore your financing options, choose the payment method that works for you, or talk with PrintDirect US and let us help you find the best place to start.
Synchrony “Sewing & More”
- Promotional Financing Available, Subject to credit approval. Ask associate for details.
- 650+ Credit Score Required
- Use your Synchrony balance
- Apply and check out same day
- Trusted national provider
ClickLease
- Startup and side-hustle friendly
- 550+ Credit Score Required
- Soft credit pull – no score impact
- Instant approvals
- 12–60 month terms
QuickSpark Financial
- Fast approvals and funding
- 550+ Credit Score Required
- Soft credit pull – no score impact
- Low payments for small/medium businesses
- Simple application process
MMP Financing
- Programs for creative/garment industries
- 600+ Credit Score Required
- Business & personal options
- No hidden fees
- Startup friendly
Geneva Financial
- Great for personal & startup funding
- 600+ Credit Score Required
- Low monthly payments
- Startup friendly
Beacon Hill Funding
- Lease/finance up to $250,000
- 600+ Credit Score Required
- Flexible term lengths
- Startup friendly
- Choosing a selection results in a full page refresh.
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