Financing that Works for You and Your Business

PrintDirect US makes it easy to get the equipment you need with affordable monthly payments. Whether you're buying as an individual or for a growing business, we have multiple financing and leasing options ready to support you.

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Synchrony Logo

Synchrony “Sewing & More”

  • Promotional Financing Available, Subject to credit approval. Ask associate for details.
  • 650+ Credit Score Required
  • Use your Synchrony balance
  • Apply and check out same day
  • Trusted national provider
Apply
ClickLease Logo

ClickLease

  • Startup and side-hustle friendly
  • 550+ Credit Score Required
  • Soft credit pull – no score impact
  • Instant approvals
  • 12–60 month terms
Apply
QuickSpark Logo

QuickSpark Financial

  • Fast approvals and funding
  • 550+ Credit Score Required
  • Soft credit pull – no score impact
  • Low payments for small/medium businesses
  • Simple application process
Apply
MMP Logo

MMP Financing

  • Programs for creative/garment industries
  • 600+ Credit Score Required
  • Business & personal options
  • No hidden fees
  • Startup friendly
Apply
Geneva Financial Logo

Geneva Financial

  • Great for personal & startup funding
  • 600+ Credit Score Required
  • Low monthly payments
  • Startup friendly
Apply
Beacon Hill Logo

Beacon Hill Funding

  • Lease/finance up to $250,000
  • 600+ Credit Score Required
  • Flexible term lengths
  • Startup friendly
Apply

Compare Financing Types

Financing Type Terms Ownership Best For Requires EIN Credit Type Min. Score
Personal Financing 6–60 months Yes Side hustlers & startups No Personal 550+
Business Financing 12–60 months Lease-to-own Growing or registered businesses Yes Business 600+
Lease-to-Own 12–60 months Yes (after term) Credit-building, flexible budgets Optional Mixed 550+
Signor Image

Individual Financing

Lacking the upfront capital to start or grow your garment decorating business? Our flexible financing options allow you to make easy monthly payments. We can help you find a solution that fits your budget.

Leasing Options Image

Leasing Options

Looking to build your business credit with low monthly payments?

The leasing options we provide, let you use your business credit to get the equipment you need and build your business credit history.

With our lease-to-own option, you’ll own the equipment, at the end of your term.

Individual Financing Image

Personal Financing Or Business Leasing, which makes the most sense for your business

Garment Decorators choose PrintDirect US to start or expand their custom apparel printing business because of our convenient leasing options.

With minimal to no upfront costs and zero hassle, you can begin making a profit immediately and stress-free.

Our flexible financing options enable small businesses to achieve a quick return on investment, even with the possibility of paying off the equipment before the end of the term.

Discover our financing and leasing programs to find the perfect option that suits your needs!

Frequently Asked Questions

Do I need a business to qualify for financing?
No! Many of our financing options are open to individuals, perfect for side hustles, home businesses, and startups.
Does applying hurt my credit?
ClickLease and QuickSpark only does a soft credit pull, which means there's no impact to your credit score when you apply.
How fast can I get approved?
Many customers receive an instant decision. In most cases, you’ll be ready to check out within minutes of approval.
Can I use my Synchrony card with PrintDirect US?
Absolutely! If you have an available balance on your Synchrony “Sewing and More” card, you can use it with us - even if the account was originally opened through another company.
Can I finance accessories and upgrades too?
Absolutely. Many plans can cover not just machines, but also accessories, software, and training add-ons.
Personal Financing or Business Leasing: What makes more sense?
It depends on your business goals. If you're just getting started or don’t yet have a registered business, personal financing may be the easier route. For those with business history or growth plans, leasing may provide greater flexibility and tax advantages, or if Working Capital is needed.
What are the benefits of leasing equipment?
Leasing offers lower upfront costs, potential tax write-offs, and the flexibility to upgrade as your business grows. It’s a great option if you’re not ready to commit to full ownership or want to conserve cash flow.
How does individual financing work?
Individual financing is typically fast and simple, great for side hustlers and solo entrepreneurs. You’ll apply based on your personal credit and income, and most approvals take only a few minutes.